Shop your insurance.

Shop your insurance. Once a year, when your policies are about to renew, make a point of shopping around for both auto and, if applicable, homeowner's coverage. This is particularly important if your circumstances have changed, including if you've gotten married or divorced, have a newly licensed teen, or moved. That's because pricing strategies vary dramatically from insurer to insurer. Even if you made a point of getting the best price in the past, you might find that your insurer isn't as competitive today. Spending 15 minutes getting a few competitive quotes could save you hundreds of dollars.