Do You Have a Budget To Make Ends Meet?

 I never thought I'd have a budget and stick with it. What a wild, foreign concept. But then a few years ago I started watching Dave Ramsey on Youtube and discovered it wasn't as difficult as one might think.

Now budgeting for me is like keeping a food journal: write everything down and then when it comes to making a big purchase (eat something I shouldn't), I think about it, I mean, really think about it. Sometimes I still go through with the purchase, but most times I don't, and I'm grateful that I didn't. I've never once not regretted buying something that wasn't necessary. But I have regretted purchases.

Here's The Ramsey Show's Youtube link. If you have money challenges, you'll be glad you watched.